Everyone responds to mold differently,

There are currently no federal guidelines specifying what constitutes an unsafe level of mold. But if you see visible mold growth or smell it, your environment almost certainly has elevated levels of mold. If nobody knows how bad mold is, should you care? Yes! A moldy home is unappealing to buyers, and can cause allergies and illness to those living in it. It should be removed or treated as soon as possible. Studies indicate that 50 – 65 percent of homes have a mold problem. Tiny amounts of mold are in every breath you take. Only the cleanest environments, such as a sterilized hospital organ transplant room, are mold-free. A home will continue to have low levels of mold even after mold removal and mold remediation is finished. Some people are not affected by mold. For others, mold symptoms include allergies, fatigue, stuffy head, headache, runny nose, and dry throat. It is generally agreed that media reports of mold causing severe illness, disease or death are isolated cases that are sensationalized and scientifically unproven. Everyone responds to mold differently, but certain groups such as the elderly, young children and people with autoimmune disorders are thought to be more at risk for the common allergenic symptoms associated with mold. Many homeowners’ insurance policies specifically list mold as an exclusion and will not cover mold-related claims. There are insurance policies that will cover mold related claims. You should not assume your policy covers mold. Chances are, it doesn’t. If you want mold insurance, ask for it, and review your policy carefully to make sure you understand what is and is not included. While mold is a hot buzzword today, it is not the only pollution source impacting indoor air quality. There are many other potential indoor air pollutants sources besides mold, including carbon monoxide, asbestos, radon, lead, chimney, fireplaces and stoves; cigarette and tobacco smoke, pets, construction materials and beauty care products – just to name a few!

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